First home buyers
Whether you're entering the market, building a portfolio, or restructuring your lending — Radius Finance brings strategy, clarity, and execution together.
Three steps from enquiry to settlement — we handle the complexity.
A 20-minute call is all it takes. We understand your situation, timeline, and objectives before anything else.
We compare 40+ lenders and structure your lending around your broader financial position — not just the application.
From submission to approval, we manage everything. Track your progress in your secure client portal.
Specialist finance advice across every stage of your property journey.
Navigate grants, deposit structures, and lender criteria with a broker who understands the full financial picture.
Structure your lending around your tax position and long-term portfolio goals — not just the lowest rate.
Moving up or across? We model the full transaction — timing, bridging, and your next loan structure.
Refinancing is about more than rate — it's about getting your lending working harder for where you're headed.
Real results, real people.
"Rachel understood what we were actually trying to achieve, not just what loan we needed. The process was clear, quick and completely stress-free."
"As an investor I needed someone who understood tax structuring. Radius Finance was the only broker who approached it that way. Already planning property two."
"Rachel restructured our lending and it made a significant difference to our monthly cashflow. The strategy behind it was exactly what we needed."
Book a call and let's map out what's possible for your situation.
Radius Finance | ACL [Placeholder] | Credit Representative of AFG Ltd ACL 389087 | General information only. Read our Credit Guide and Privacy Policy.
Entering the market for the first time involves more than just finding a loan. We help you understand your borrowing position, government entitlements, and how to structure your purchase so it sets you up for the long term.
Investment lending is as much about structure as it is about approval. As a broker with an accounting background, we look at how your loan interacts with your tax position, cash flow, and portfolio goals before we pick a lender.
Buying your next home while managing an existing property is complex. We model both sides of the transaction — timing, equity access, bridging finance if needed, and how your new loan should be structured going forward.
Refinancing isn't just about switching lenders. It's an opportunity to reset your loan structure, access equity, simplify your finances, or better align your debt with your current goals. We look at the whole picture first.
Book a free 20-minute call and we'll work it out together.
Works for PAYG employees and self-employed applicants. Includes liabilities and living expenses for a realistic estimate.
Understand what your monthly repayments will look like.
I'm an accountant and mortgage broker based in Melbourne — and I started Radius Finance because I kept seeing the same problem: clients receiving loan advice that ignored the tax consequences, or tax advice that ignored their borrowing capacity.
I bring both disciplines together. Whether you're buying your first home, building an investment portfolio, or restructuring your lending — I look at your full financial picture, not just your application.
I'm accredited through AFG and work with 40+ lenders. Having an accounting background changes the quality of advice — I can look at how your loan structure interacts with your tax position, your entity setup, and your long-term goals before recommending anything.
"I don't just find you a loan. I find you the right loan, structured the right way."
Very few brokers can talk tax. We can — and it fundamentally changes the quality of advice you receive.
We understand your goals before we open a single lender policy. The right structure matters more than the lowest rate.
You'll always know where things stand. No chasing, no vague answers — just clear communication at every step.
Log in with your client number and password to view your loan status.
Need to send documents? Please send them directly to your Radius Finance contact.
20 minutes to understand your situation and explore what's possible.
We'll send a calendar invite and Zoom link immediately after booking.
Practical guides and insights — written for buyers, investors, and anyone navigating the property market.
Radius Finance operates as a Credit Representative of Australian Finance Group Ltd (AFG). ACL: [Placeholder]. All credit activities comply with the National Consumer Credit Protection Act 2009 (Cth).
Our Credit Guide sets out who we are, what services we provide, how we are remunerated, and your rights as a consumer. Required by law before providing credit assistance. [Download PDF]
Radius Finance complies with the Privacy Act 1988 (Cth) and the Australian Privacy Principles. We collect and use your information only to assist with your credit application and to communicate with you.
We receive upfront and trail commissions from lenders upon settlement — paid by the lender, not you. For certain complex or advisory engagements a service fee may apply, which will always be disclosed upfront. Full details in our Credit Guide.
General disclaimer: The information on this website is general in nature and does not constitute financial, legal, or tax advice. Radius Finance does not take into account your personal financial situation, needs or objectives. Seek independent professional advice before making any financial decision. Radius Finance Pty Ltd | ACN [Placeholder] | Credit Representative [Placeholder] of Australian Finance Group Ltd ABN 11 066 385 822 | ACL 389087 | Melbourne, Victoria, Australia.